Are your money beliefs …

… keeping you poor?
… holding back your journey to financial freedom?
How we “think” about money can keep us trapped in old habits?

A poor mindset and a rich mindset
will lead to vastly different financial futures!


Poor Mindset
Scarcity Mentality. Believe that there is a limited amount of wealth and opportunities available. Poor mindsets lead to fear, anxiety, and a reluctance to take risks or invest in personal growth.

Negative Beliefs About Money. See money as the root of all evil or associating wealth with greed and corruption.

Don’t bother with financial education. Without understanding basic concepts such as budgeting, saving, investing, and debt management, poor mindsets struggle to make informed financial decisions and perpetuate a cycle of financial hardship and the poverty trap.

Living beyond means. Spending more than you earn behaviour equals financial stress, debts, financial instability.

Rich Mindset
Positive beliefs about money. See money as a tool for creating financial freedom, security, and abundance. Rich mindsets  seek opportunities for wealth creation and understand that financial success is achievable through hard work, smart choices, and perseverance.

Financial Literacy. A rich mindset seeks to understand financial opportunities and manage their money effectively. Make informed investment decisions. Rich mindsets take decisions to move forward. Sitting on the fence means going backwards, becoming poorer.

Embrace Risk.  Are not reckless, but a rich mindset is willing to take calculated risks to pursue opportunities for financial growth. They step outside of their comfort zones to achieve their goals.

Never too late. Rich mindsets know that taking responsibility and learning from financial mistakes leads to wealth. Are open to explore new opportunities.

Moving from a POOR to RICH Mindset
Think growth. Rich mindsets cultivate a growth embracing challenges, learning from setbacks, and persisting in the face of obstacles. By adopting a positive and resilient attitude towards wealth creation, individuals can overcome limiting beliefs and pursue their financial goals with confidence.

Set clear financial goals. Committing financial goals to paper is essential for guiding wealth-building efforts and staying focused on long-term objectives.

Rich mindsets set SMART goals

1. Specific 2. Measurable 3. Achievable 4. Relevant 5. Timelines and deadlines … to track progress on goals and stay motivated.

Success breeds success. Rich mindsets surround themselves with positive influences and role models who provide inspiration, motivation, and support on the journey to financial success. Rich mindsets  can seek out mentors, join networking groups, and engage with communities of like-minded mindsets who share their values and goals.

Take Action. A rich mindset requires effort and action.


“Start by doing what is necessary, then what is possible, and suddenly you are doing the impossible.”
Saint Francis of Assisi


Achieving a rich mindset means consistent action on the journey to achieve financial  goals. When have you arrived?


When income streams exceeds expenses known as passive income. “Money at work not Man!”

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