A SNIPS Quality Group Perspective
Insured Litigation Notes
Litigation funding is rapidly gaining popularity as a lucrative investment option, transforming from a financial burden into a valuable asset class. This shift is driven by the potential for substantial returns and the evolving legal finance landscape. High-profile cases, such as the Post Office scandal in the UK, have highlighted the effectiveness of litigation funding in delivering justice while generating significant profits for law firms, lenders, and investors.
Explosive Growth
According to a report by Research and Markets, the global litigation funding market was valued at USD 18.2 billion in 2023 and is projected to nearly double to USD 37.5 billion by 2028, with a compound annual growth rate (CAGR) of 13.2%. This growth presents a compelling opportunity for investors seeking to diversify their portfolios and achieve above-average returns.
Legal Justice
Litigation funding, or legal financing, provides financial resources to claimants engaged in legal disputes. This funding covers legal fees, court costs, and other expenses, enabling claimants to pursue justice without upfront financial burdens. Major funders like Burford Capital operate on a non-recourse basis, recovering their investment only if the case is successful.
Insured Investing
Smaller funders, focusing on high volumes of lower-value claims, use models that include upfront interest charges and After-the-Event (ATE) insurance, ensuring steady income regardless of the case outcome. Quality Group partners with such lenders, offering investors attractive double-digit returns through these high-volume, low-value cases.
Diversification away from markets
The UK, with its robust legal framework, has seen significant growth in the litigation funding market, estimated to be worth between £1.5 billion and £4.5 billion in 2023. The potential for high returns, portfolio diversification, and non-correlation with traditional markets make litigation funding appealing to a wide range of investors, from wealthy and high-net-worth individuals to institutional investors. Starting from £10 000.
Robust Market
Rigorous case selection and ATE insurance are crucial in mitigating risks, covering legal costs, opponent’s fees, and the repayment of loan principal if a case is unsuccessful. As the market continues to grow, emerging opportunities in areas like environmental, social, and governance (ESG) litigation, along with advancements in technology, make litigation funding an increasingly attractive and efficient investment option.
Double Digit Returns
For those seeking diversification and stable double-digit returns, litigation funding represents a compelling alternative to traditional investments. Contact Quality Group for more information on litigation funding investment opportunities
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Why is Passive Income the End Game?
A SNIPS Quality Group Perspective
It’s the Goal
Passive income represents the ultimate financial goal for many investors because it offers the freedom to earn without constant active effort. Unlike traditional income, which requires ongoing work, passive income allows wealth to grow independently, providing financial security and the freedom to pursue personal interests or other ventures.
Financial Freedom
Passive income streams, such as dividends from stocks, rental income from properties, or interest from bonds or notes, generate money continuously, regardless of whether the investor is working. This financial independence allows investors to cover living expenses, reinvest for further growth, or simply enjoy a higher quality of life without being tied to a job.
Compounding Wealth
When reinvested, passive income accelerates wealth accumulation through the power of compounding. For example, interest and dividends can be reinvested increasing future payouts and creating a self-sustaining cycle of wealth generation.
Before the Golden Years and After
Passive income diversifies an investor’s earnings, reducing reliance on a single source of income like a salary. This diversification protects against market volatility and economic downturns, as passive income sources often continue to generate returns even during uncertain times.
Time Leverage
The ability to earn money without actively working allows investors to leverage their time better. They can focus on new opportunities, spend time with family, travel, or engage in hobbies, all while maintaining and even growing their wealth.
“Money Works Not Man”
In essence, passive income is the end game because it shifts the investor from trading time for money to a model where money works for them. This transition is the cornerstone of financial independence, offering both security and the freedom to live life on one’s own terms.
Quality Group are specialists in passive income solutions that provide steady, stable and predictable fixed returns that beat inflation in all currencies and retain purchasing power and quality of life!