Protect in USD… Live with Certainty!

In a world of rising uncertainty, especially for those in emerging markets like South Africa, financial security starts with one simple truth:

Before you build wealth, protect your ability to earn it.

The Real Risk Isn’t Losing Money — It’s Losing Income

People chase returns and property portfolios. But without protecting your income, health, and family’s future, everything can fall apart overnight.

A diagnosis. A disability. A sudden death. These can stop your income — but your expenses continue.

Hard currency life, disability, and critical illness/dreaded disease benefits keeps your financial plan alive, even when you can’t.

It’s not about funeral costs. It’s about replacing income, settling debt, and funding your family’s future … in strong currency.

– Pays off your bond and liabilities
– Covers education and lifestyle costs
– Denominated in USD … protecting value against a falling rand

Real life cover is your final act of love.

You might survive cancer. But can your bank account?

– Tax-free lump sum on diagnosis
– Access global treatment or private care
– Cover day-to-day costs while you recover

Heal without the hustle.

If you can’t ever work again, what then?

– Replace lost income
– Adapt your home
– Fund a new career or business

Protect your independence … and your future.

– Hard currency hedge … no rand erosion
– Global liquidity … access funds abroad

– Inheritance advantage … offshore payouts to any bank account
– Long-term value … $250,000 today still means $250,000 tomorrow

It’s not just a payout. It’s future-proofing.

At Quality Group, we help you build protection that matches your life and legacy goals:

– USD-based life cover
– Global dread disease protection
– Hard currency disability cover

Safety net today. Legacy plan tomorrow.

The economy may shift. Your currency may fall. But your family’s future shouldn’t.

Because how we invest… is how we live.
Let’s make sure you invest in protection that lasts.