What Would Your 70-Year-Old Self Say? (Probably Something Wiser Than You Think)
Picture this.
It’s the year 2055. You’re 70 years old. You’ve got more wisdom, more wrinkles, and—let’s be honest—more opinions than anyone asked for. You look back at your younger self (yes, that’s you, right now, frantically scrolling through your phone between emails), and you ask:
“Why on earth didn’t you start sooner?”
Not “Why didn’t you buy the flashy car?”
Not “Why didn’t you work more late nights?”
Definitely not “Why didn’t you attend more Zoom meetings?”
No. Your 70-year-old self has just one burning question:
“Why didn’t you build passive income earlier so we could enjoy life instead of sprinting on that hamster wheel like a caffeinated lab rat?”
Let’s be honest. We all know the hamster wheel.
The endless cycle of work → lifestyle → bills → more work → repeat.
And here’s the irony: most people who earn well spend well… and then work even harder to maintain it. It’s a high-income trap. A golden treadmill. A five-star prison with scented towels.
But your 70-year-old self? They don’t care about any of that.
They care about time.
Because time—not money—is the asset that disappears the fastest.
Your Future Self Isn’t Asking for Much
Let’s imagine a conversation with 70-year-old you.
You (today): “I’ve got a big deadline. I can’t take that week away with the kids.”
70-year-old You: “Oh, please. The deadline will be forgotten. The kids won’t.”
You (today): “I’ll build passive income one day, when things settle.”
70-year-old You: Laughs in arthritis. “Things never settle. Life is the storm.”
You (today): “I’m earning good money! I’m fine.”
70-year-old You: “Yes, but the moment you stop working, what happens? Exactly.”
Your future self is not subtle.
They’re waving their cane in your face saying:
“Stop postponing your freedom!”
A Harsh Truth: Money Is Replaceable. Time Is Not.
You can always make more money.
You can always find another deal, another client, another opportunity.
But you cannot manufacture more time.
Once it’s gone, it’s permanent—unlike the deadlines you keep obsessing over.
No one—absolutely no one—looks back at age 70 and says:
✔ “I wish I had worked more weekends.”
✔ “I wish I had checked my emails more often.”
✔ “I wish I had waited longer before investing.”
But they do say:
✘ “I wish I had travelled more.”
✘ “I wish I had taken that family trip.”
✘ “I wish I had built passive income earlier.”
Regret is a terrible retirement plan
The Accident That Changed Everything
Years ago, I had a wake-up call the hard way.
I was running a property development company, working insane hours, juggling meetings, site visits, due diligence, and the chaos that comes with it. On a holiday, I injured my foot in a car accident and suddenly… everything stopped.
And that’s when it hit me:
My income, my lifestyle—my entire future—was tied to my ability to work.
If I couldn’t move, I couldn’t earn.
And if I couldn’t earn, the whole system collapsed.
I realised I wasn’t building freedom.
I was building dependency.
That’s the day I understood what passive income really means:
It’s not financial strategy. It’s life strategy.
So What Would Your 70-Year-Old Self Want?
They’d want you to:
✔ Take the trip
✔ Spend the time
✔ Build the passive income now, not later
…so that you can enjoy your life before your knees start complaining about stairs.
They’d want you to build income streams that are:
- Steady
- Predictable
- Insured
- Independent of market chaos
- Completely detached from your daily labour
Income that works even when you don’t
This Is Exactly What Quality Group Helps With
At Quality Group, we specialise in creating:
- Reliable fixed-return passive income
- Hard-currency income streams
- Insured litigation lending notes
- Market-insulated alternative assets
- Generational wealth strategies that actually work
So you can get to a point where work becomes optional, not compulsory.
A point where your lifestyle is funded by your assets, not your alarm clock.
A point where your 70-year-old self raises a glass and says:
“Well done. We made it.”
Your Time Is Priceless — Start Building Freedom Today
If you’re ready to:
- Stop trading time for money
- Build predictable passive income
- Protect your future
- Make work optional
- And finally listen to your wiser, older self…
Then it’s time to speak to the experts.
Quality Group. Smart. Predictable. Protected.
Your future self is waiting.
And they’re saying one thing:
“Don’t wait another year.”
